Our Team

Our Team

Meet Experts

Financial Advisor

Jason Layland

Prior to starting in the financial industry, Jason worked for 14 years on an ambulance as an EMT.  From the very beginning of his career, he has been providing financial advice for individuals, families, and small business owners, and helping them with their investment and insurance needs. Jason’s focus is on helping families with their wealth planning and retirement planning.

Prior to joining Clear Wealth Strategies, Jason was a partner and financial advisor with Next Level Advisors in Roseville. Jason was also previously an advisor with Merrill Lynch and Edward Jones.

Jason is a proud graduate of California State University, Sacramento where he obtained his Bachelor’s degree in Business Management as well as his Master’s degree (MBA) in finance.

When not in the office, Jason enjoys playing golf, snow skiing, and traveling.  Jason also stays active with his family and church. He resides in Roseville with his wife of over 20 years, Amber, and their two amazing girls, Olivia and Hannah.

Professional Licenses

  • Series 7, 63, and 66
  • CA Insurance Agent 0E90017

Community Service

  • Former President of Dixon Rotary club
  • Past Master Yolo Masonic Lodge #195
Financial Advisor

David W. Culp

David has practiced in the financial services industry since 2011.  David is also a licensed attorney, practicing in the field of Trusts and Estate Planning.  He received his bachelor’s degree from the University of San Diego and his Juris Doctorate degree from the University of the Pacific, McGeorge School of Law.

He considers his relationship with his clients to be that of a partnership focused on the family values and wealth planning needs of each client.  He enjoys working with clients to develop a comprehensive financial plan to achieve accumulated wealth, while also considering the need for capital preservation.

Prior to joining Clear Wealth Strategies, David was an advisor with Next Level Advisors in Roseville, California as well as an advisor with Wells Fargo Advisors.

Outside of the office, David’s interests include NFL football, snow skiing, golfing, and traveling.  He and his wife Liz have lived in Roseville for over 20 years where they have raised their three children.

David enjoys donating his time to and supporting two amazing organizations:

  • Jude Children’s Research Hospital
  • Women’s Empowerment of Sacramento

Professional Licenses:

  • Series 7, 66
  • CA Insurance License: 0I06133, also NV
  • Attorney at Law

Professional Affiliations:

  • State Bar of California

California Lawyers Association

Financial Advisor

Gary Hay, MSPFP

After a successful 20+ year career in Medical Sales, Gary decided to make a career change to the Financial Services Industry. Since that time he has been providing financial planning and advice for individuals, families, and small business owners.

Before joining Clear Wealth Strategies, Gary was a financial advisor with Next Level Advisors in Henderson, NV. Gary was also previously an advisor with Wells Fargo Advisors and The Wealth Consulting Group.

Gary is a graduate of Middle Tennessee State University, where he obtained his Bachelor’s Degree in Marketing. He also holds a Master’s Degree in Personal Financial Planning.

When not working, Gary enjoys spending time on the lake boating and participating in other water sports with his family. Gary resides in Henderson, NV, with his wife and three children

Professional Licenses:

  • Series 7, 66
  • Insurance – CA 0I31985, NV, TN, OH, IA, AZ, OK, SC, IL, NJ, IN

Professional Designations:

  • Chartered Retirement Planning Counselor
  • Chartered Retirement Plans Specialist
  • Master Planner Advanced Studies

Professional Affiliations:

  • Financial Services Institute

Community:

  • Board Member – Explore Knowledge Academy – President
  • Leadership Committee – Business Networking International – Henderson, NV